REAL ESTATE BRIDGING FINANCE
£500k - £50m
1st & 2nd Charge
Term 3-15 months
England & Wales
Residential 75% LTV
Semi Commercial 70% LTV
Commercial 70% LTV
Fortgate Capital is a non bank real estate bridging lender. We offer residential, semi-commercial and commercial bridging loans between £500k - £50m secured on a first or second charge basis against single assets and portfolios across England and Wales.
Our tailored financing solutions are assessed and underwritten in house by our principals.
We adopt an entrepreneurial approach to financing solutions that relies on innovative and customised thinking, despite any complexity of the borrowing requirements.
Who Do We Work With
Individuals, Companies, SPV’s, Trusts, Offshore/Overseas Borrowers
Experienced Investors & Developers on Residential & Commercial UK Real Estate
Intermediaries, Brokers, Professional Introducers & Borrowers Directly
Key Loan Information
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Loan Sizes From:
£500k to £50 million
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Loan Terms From:
3 months to 15 months*
*12 months maximum with option to extend for 3 months subject to lender approval
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Up to 75% LTV Residential
Up to 70% LTV Semi Commercial
Up to 70% LTV Commercial
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Up to 90% LTC Light Refurbishment Residential
Up to 85% LTC Light Refurbishment Semi Commercial
Up to 85% LTC Light Refurbishment Commercial
All lending is based on a 180 day valuation
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Residential including Prime single residential assets
Residential portfolios
Build to rent
Office space/Office blocks
Student housing/PBSA
Warehouses
Industrial (light)
Care Homes
Hotels
Shopping centres/Shopping malls
HMO’s
Shops/Retail/Retail parks
Date centres/Logistics
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Acquisition
Refinance
Equity Release
Restructuring
Light Refurbishment/Capex
Rolling Asset Refurbishment
PBSA Stabilisation
Development Holding/Asset Stabilisation
Development Exit
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1st Charge
2nd Charges considered
Freehold & Leasehold
PG’s required for all loans
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England & Wales
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Fully retained
Part retained
Serviced
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Individuals
UK Limited companies
LLP’s
SPV’s
Offshore companies Trusts
Foreign nationals
PEP’s subject to enhanced due diligence
Adverse credit
